PM Surya Ghar Muft Bijli Yojana 2025: Complete Guide to ₹78,000 Solar Subsidy

The PM Surya Ghar Muft Bijli Yojana is the largest residential solar subsidy programme in India, launched to help one crore households generate their own clean electricity. The scheme directly credits a Central Financial Assistance (CFA) of up to ₹78,000 to your bank account after a successful rooftop solar installation, and aims to deliver up to 300 free units of electricity every month to participating homes.

What is PM Surya Ghar Muft Bijli Yojana?

Approved by the Union Cabinet in February 2024, the scheme replaces and significantly expands the older rooftop solar subsidy programme run by the Ministry of New and Renewable Energy (MNRE). It is implemented through the National Rooftop Solar Portal in coordination with state DISCOMs and empanelled installers like Siyag Group.

Who is eligible?

• You must be an Indian citizen.
• You must own a house with a rooftop suitable for solar panels (RCC, metal, or sloped roof).
• The household must have a valid electricity connection.
• You should not have already claimed a subsidy for solar panels.

How much subsidy will you get?

The CFA depends on the system size:

• 1 kW system — ₹30,000 subsidy
• 2 kW system — ₹60,000 subsidy
• 3 kW or larger system — ₹78,000 subsidy (capped)

Beyond 3 kW, the system size keeps increasing your generation but the subsidy stays at the ₹78,000 cap. For an average Indian household consuming 250–300 units a month, a 3 kW plant is the sweet spot.

How to apply: step by step

1. Register on the official National Rooftop Solar Portal at pmsuryaghar.gov.in with your state, DISCOM, and electricity consumer number.
2. Submit a rooftop solar application with your sanctioned load and roof details.
3. Wait for technical feasibility approval from your DISCOM (typically 7–15 days).
4. Choose an empanelled vendor — Siyag Group is empanelled across multiple states and handles every step on your behalf.
5. Get the system installed and commissioned with a smart bidirectional meter (net metering).
6. Submit installation details on the portal. After inspection, the subsidy is released directly into your bank account, usually within 30 days.

Why most homeowners struggle with the application

The portal is straightforward in theory, but small mistakes — wrong DISCOM, mismatched consumer number, incorrect load, missing documents — can delay your subsidy by months. Choosing a good empanelled installer is the single biggest factor that decides how fast the money lands in your account.

Frequently asked questions

Will the subsidy come to me or to the installer?

Directly to your bank account via DBT (Direct Benefit Transfer). You pay the installer the full price minus the subsidy at the time of installation, and the government later credits the subsidy to you.

Can I install a system bigger than 3 kW?

Yes. You will pay extra for the additional capacity, but the maximum subsidy stays at ₹78,000.

How long does the entire process take?

From application to commissioning, expect 4–8 weeks if there are no DISCOM delays.

Talk to a Siyag Group expert for a free site survey and a fixed-price proposal that already factors in your subsidy.